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What is Affordable Housing?

Today in our country there are individuals who never experience the benefits and joy of home ownership. Those realities are just as real here in Toledo, Ohio. These individuals are not just the indigent and working poor, but are the people who make up our community and affect our lives daily. Our public service employees, teachers and municipal workers are now among those with critical housing needs.

This is a growing epidemic and no one has caused it, but there are many who can help. Realtors® face this problem every day when buyers come to them for help. The Toledo Board of Realtors® along with other housing organizations has collaborated to create the TBR Cares Program to address Toledo's housing needs.

The Affordable Housing & Cultural Diversity Committee of the Toledo Board of Realtors® has defined Affordable Housing as any single or 2 family owner occupied home under the price of $90,000. Also included is any single or 2 family owner occupied home over the price of $90,000 that has included special down payment assistance or financing program that brings the total sale price closer to that $90,000 goal.

TBR CARES Realtor® Roster


For consumers who are interested in working with a CARES Certified Realtor® you can download a current roster that will outline to you the Realtors® or Realtor® teams that currently hold a Certified Affordable Real Estate Specialist certification from the Toledo Board of Realtors®

Download Roster

Important Consumer Affordable Housing Resources

Having the best resources at your fingertips is an important part of finding Affordable Housing and determining what your Affordable Housing needs are. The link below will outline just a few of the great resources that your TBR CARES agent will provide you with including diverse financing options for Affordable Housing customers, down payment assistance programs and community development organizations that will help you reach your goals of Affordable Housing.

Housing Counseling